Lowering the Cost of Homeowners Insurance in Oregon

Who doesn’t want to save money on homeowners insurance? For homeowners and renters in The Dalles – and elsewhere – you have options when it comes to lowering your home insurance costs.

Pacific Northwest – How You Can Lower Your Homeowners Insurance Cost

  • Combine policies to increase savings. Insuring both your auto and home with a single company often qualifies you for discounts on BOTH policies. Ask an agent at Oregon Trail Insurance to learn more.
  • Higher deductible = lower premiums. Deductibles can range from $500 to $7,500. By increasing your deductible and raising the amount you pay out-of-pocket for losses, you can save more on your homeowner’s policy premium. Ask Oregon Trail to explain the trade-offs.
  • Think Safety and Save. In Oregon, installing safety features to your home can qualify you for discounts. Have you recently added a security system, burglar alarm, or fire alarm to your home? All of those items can reduce insurance costs.
  • Good credit? Good! Keep your score healthy, and you could save money on your insurance. Understand your credit score, learn about building a strong credit history, and discover how to keep your credit reports accurate.
  • Where you live. Rates vary based on where you live, whether it’s Pacific Northwest, or somewhere else in Oregon. Sometimes cost may change from one neighborhood to another, such as The Dalles and even between ZIP codes. Insurance companies research the claim rate in many cities and your premium will reflect that. Live in a high claims area? Expect to pay more.

Save Time Too!

Many insurance companies now let you manage your account online. Not only will managing your payments online save you time and hassle, but your payment will be made automatically. Paying online makes managing your insurance worry free – and lets you spend more time relaxing out on Columbia River!

For more advice and complete help in protecting the things that matter most to you, contact Oregon Trail at 541-296-2395 or This email address is being protected from spambots. You need JavaScript enabled to view it. today!

Content provided by: Safeco Insurance

Tags: homeowners insurance, insurance, saving money, Savings

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